Are you a Veteran looking for a home loan?

The main purpose of the VA home loan program is to help veterans finance the purchase of homes with favorable loan terms and at a rate of interest which is competitive with the rate charged on other type of mortgage loans. For VA housing loan purposes, the term "veteran" includes certain members of the Selected Reserve, active duty service personnel and certain categories of spouses.

Advantages of VA Programs :

¤ Ensure that all veterans are given an equal opportunity to buy homes with VA assistance, without regard to their race, color, religion, sex, handicap, familial status or national origin.
¤ No down payment .
¤ A negotiable fixed interest rate competitive with conventional mortgage interest rates.
¤ The buyer is informed of the estimated reasonable value of the property.
¤ Limitations on closing costs.
¤ An assumable mortgage.
¤ Long amortization (repayment) terms.
¤ Right to prepay without penalty .
¤ For houses inspected by VA during construction, a warranty from the builder and VA assistance in trying to obtain the builder's cooperation in correcting any justified construction complaint.
¤ Forbearance (leniency) extended to worthy VA homeowners experiencing temporary financial difficulty.

To find out how VA loans will help your situation, Call us at (702) 777-9023, fill out our Pre-Qualification Application or use our contact form below.

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